Home insurance pricing in Portugal
Explore current indicative prices and review the representative assumptions.
Explore an indicative price
Change the risk details below. The tool reads the current quotation engine for your selected start date; it does not create a policy or request contact details. If your circumstances need review, request an exact quotation.
Representative assumptions — please review
British proposer aged 38; permanent 3-bedroom villa, 140 m², built 1990 or later; non-combustible construction, alarm and secured doors/windows; no previous claims or no-claims discount; standard excess €150; no business use or letting, accidental damage, jewellery, other all-risks or solar cover. Area classification and exact property details can change the outcome.
Ages are represented at the selected cover start; your actual date of birth is not requested. Review all assumptions before using a result.
Published pricing examples
| Profile | Assumptions | Total |
|---|---|---|
| Representative profile | View profile assumptionsBritish proposer aged 38; permanent 3-bedroom villa, 140 m², built 1990 or later; non-combustible construction, alarm and secured doors/windows; no previous claims or no-claims discount; standard excess €150; no business use or letting, accidental damage, jewellery, other all-risks or solar cover. Area classification and exact property details can change the outcome. Example inception: 20 October 2026. Property area: Porto; buildings €100,000; contents €25,000. | 308.69 EUR |
| Buildings sum insured €200,000 | View profile assumptionsBritish proposer aged 38; permanent 3-bedroom villa, 140 m², built 1990 or later; non-combustible construction, alarm and secured doors/windows; no previous claims or no-claims discount; standard excess €150; no business use or letting, accidental damage, jewellery, other all-risks or solar cover. Area classification and exact property details can change the outcome. Example inception: 20 October 2026. Property area: Porto; buildings €200,000; contents €25,000. | 449.35 EUR |
Indicative only, including applicable taxes and fees. Examples were calculated on 13 October 2026 for the stated representative profile. The live tool recalculates for your selected cover start. This is not an offer or confirmation of cover; an exact quotation and underwriting review may change the result.
Abbeygate Home Standard. The exact quotation identifies the insurer and applicable policy wording before purchase.
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