Motorcycle cover

Cover for the
two-wheel life

Specialist motorcycle insurance for Portuguese riders — comprehensive, TPFT or third-party, with seasonal lay-up options if the bike is parked over winter. EU touring as standard.

Get Motorcycle Quote → 📞 Or call +351 289 369 254
Motorcycle insurance illustration for Portuguese riders
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Why riders choose this cover

Motorcycle cover
built for riders

1

Comprehensive or TPFT

Pick the level that suits the bike: full comprehensive for newer machines, or third-party fire & theft for older bikes where comprehensive doesn’t make economic sense.

2

Theft & vandalism

Theft cover with security-discount options for tracker / immobiliser / lock-up garage. Portugal’s theft rates vary by region — ratings reflect where the bike lives.

3

EU touring cover

Cover follows the bike into Spain, France, Italy and beyond as standard — useful for weekend rides into Andalucía or longer European tours.

Motorcycle Insurance Cover Details

Motorcycle insurance that
works for actual riders

A lot of Portuguese motor policies extend awkwardly to motorbikes — with car-style rating, no rider-experience credit, and exclusions for popular trips off the Iberian peninsula. Our motorcycle product is built for bikes: rider experience counts, security discounts apply, and EU touring is included.

✓ Comprehensive, TPFT or third-party only
✓ Rider experience and advanced training credit
✓ Security discounts (tracker / immobiliser / garage)
✓ Personal accident cover for the rider as standard
✓ EU touring cover and seasonal lay-up options
Get Motorcycle Quote →
Motorcycle insurance illustration for Portugal

Why Abbeygate for Motorcycle

Cover sold by
people who ride

The biking community on the Algarve is small — most of us at the office have ridden, and we know the difference between a 125 commuter, a scooter, an adventure tourer and a sports bike. The cover we structure reflects that.

01

Rider-aware rating

Your years of riding, training and clean record actually count — not the same flat rating used by some car-first insurers when they take on a bike.

02

EU touring as standard

Cover follows the bike across Spain, France, Italy, the Balkans — no need to call the office before each trip. Just go.

03

Same broker, same office

Same Boliqueime team that handles your motor and home. One point of contact, one renewal date, one negotiator at claim time.

Customer Testimonial

★★★★★

"Abbeygate handle our motor, home and breakdown cover from their Boliqueime office. Same team for every policy, English-language paperwork, and the breakdown app actually worked when our car died outside Loulé. Highly recommend."

DH
David Hartley
British expat, Boliqueime

Motorcycle FAQs

Common questions about motorcycle cover

Comprehensive covers everything — your bike, third parties, fire and theft, plus accidental damage. TPFT (Third-Party Fire & Theft) covers third parties + fire/theft of your bike, but not accident damage you cause. Third-party only covers other people — nothing for your own bike. Most riders pick comprehensive for newer bikes, TPFT for older bikes.
Yes. A factory or aftermarket immobiliser is usually built into the rating. Adding a tracker on bikes over EUR 6k attracts a further discount. Garage / lock-up storage at night also helps.
Yes — with a current proof of no-claims letter from your UK insurer (issued within the last 2 years). We accept up to the maximum NCB tier the policy allows.
Yes — EU touring cover is included as standard. You can ride into Spain, France, Italy, the Balkans and beyond without notifying us first.
Yes. We can apply a seasonal lay-up clause that drops premium during the off-season while keeping fire & theft cover in place. You can’t ride during the lay-up period without notifying us first.

Real people, real help

Prefer to speak to
a real person?

Our team has been insuring expats in Portugal for years. No call centres, no scripts — just experienced people who can answer your questions and help you find the right cover.

Open Mon–Fri 09:00–17:00 (WET / WEST)

📞 Call our office +351 289 369 254 💬 WhatsApp us +351 968 127522 Email anytime info@abbeygate.pt

Ready to insure the bike?

Get a motorcycle insurance quote — or call our Boliqueime office and we’ll talk through cover levels, security discounts and the seasonal lay-up option.

Get Motorcycle Quote → Talk to us →
AG
Abbeygate Agent
Online · Ready to help

Hello! 👋 Looking at motor cover? I can help you start a quote or answer any questions.