Cover for your clubs—
and the round itself

Golf insurance illustration for golfers in Portugal
Lloyd's Coverholder
4.8★ Trustpilot
10,000+ policies issued
ASF regulated
Same-day documentation

Why golfers choose this cover

Cover that goes
with you round-by-round

1

Equipment cover

Replacement cover for clubs, trolley, bag and accessories — in transit, on the course, or stored in the clubhouse / car boot.

2

Third-party liability

Standard EUR 2M third-party liability for injury to other players or damage to property caused by a stray shot — the cover most clubs ask members to hold.

3

Hole-in-one cover

Round-of-drinks cover — the policy contributes towards the traditional clubhouse bar bill on a verified hole-in-one. Small thing, big moment.

Golf Insurance Cover Details

Golf insurance designed
around how you play

Most home and travel policies exclude golf equipment or cap it at a few hundred euros — nowhere near the cost of a modern set of irons. Britt Golf is a stand-alone policy that covers the kit, the liability, and the round itself — built for a country where golf is played year-round, from the Algarve’s championship courses to Lisbon’s coast.

Equipment cover — clubs, trolley, bag, accessories
Theft from car boot or clubhouse locker included
Third-party liability for injury or property damage
Personal accident cover while playing
Optional golf-travel extension for tournaments abroad
Golf insurance illustration for golfers in Portugal

Why Abbeygate for Golf

Specialist cover, not
a tick-box add-on

A lot of insurers treat golf as a footnote on a contents policy. We sell a dedicated golf product, written by a specialist underwriter, with proper sums insured for the modern kit and tournament-ready travel cover.

01

Real cover limits

Up to EUR 4,000 of equipment cover — enough for a current set of irons, a driver, a putter and a bag. Replacement value, not depreciation.

02

Travel-ready

Add the golf-travel extension and your clubs are covered in the hold, your green fees are protected if you can’t play, and you’ve got medical cover for the trip.

03

Club-acceptable liability

EUR 2M third-party liability satisfies membership requirements at Portugal’s main clubs — Quinta do Lago, Vale do Lobo, Vilamoura, Penina, Monte Rei.

Customer Testimonial

★★★★★

"We run a small restaurant in Lagos and the commercial cover is the bit I worry about least now. They walked the site with us, set the cover at the right level, and the renewal each year is a proper conversation — not just a new invoice."

HC
Helen Carter
Restaurant owner, Lagos

Policy Documents

Read the policy before you buy

EU insurance rules require an IPID (Insurance Product Information Document) and the full Policy Wording for every product. The documents for Golf Insurance aren't published online yet — contact our Portugal office and we'll email you the IPID and Policy Wording the same day, before you commit.

Golf FAQs

Common questions about golf cover

Yes — provided the boot was locked. The policy covers theft from a locked vehicle, clubhouse locker, hotel room or storage facility. We recommend never leaving clubs visible in the cabin of a car.
Yes with the golf-travel extension. It covers your equipment in the aircraft hold (a common excluded zone on standard travel policies), green fees if you can’t play due to illness or injury, plus standard travel-medical and cancellation cover.
Witnessed by a playing partner and signed off on a scorecard, on a recognised course of ≥3,000 yards / par 65 minimum. We pay a fixed contribution to the bar bill — the amount depends on the plan tier.
Yes. The EUR 2M third-party liability covers personal injury and property damage caused by your play — from a stray shot, a swung club, or even a trolley running off.
Most home and travel policies cap sporting equipment at EUR 500 or exclude it from the hold on flights. If your kit is worth more than that, or you travel with clubs, a dedicated golf policy will pay where the others don’t.

Real people, real help

Prefer to speak to
a real person?

Our team has been insuring expats in Portugal for years. No call centres, no scripts — just experienced people who can answer your questions and help you find the right cover.

Open Mon–Fri 09:00–18:00, Sat 09:00–13:00 (WET / WEST)

Ready to insure your kit?

Send us a Britt Golf quote request online — or call our Boliqueime office and we’ll walk through the equipment schedule and the travel options.

Get Golf Quote → Talk to us →
AG
Abbeygate Agent
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