Portugal's first Protected No Claims Bonus

Drive with
confidence

Specialist motor insurance for expats in Portugal. Comprehensive cover for UK and locally-registered vehicles, backed by Lloyd's of London, with same-day digital certificates and an EU-wide Green Card included as standard.

Get Motor Quote → 📞 Or call +351 289 369 254
Motor insurance illustration — car drawn in editorial line style
Lloyd's Coverholder
4.8★ Trustpilot
10,000+ policies issued
ASF regulated
Same-day certificates

How it works

Insured in three
simple steps

1

Get your quote

Answer a few easy questions online — takes about 2 minutes. Or call us and we'll do it together.

2

Same-day certificate

Once you're happy, your insurance certificate is emailed to you the same day. No paperwork, no waiting.

3

Drive covered

You're on the road with Lloyd's-backed cover. Need anything? Our team in Boliqueime, Loulé is one phone call away.

Choose your cover level

Motor insurance built
around how you drive

Three cover levels, all underwritten by Lloyd's. Whatever you choose, your certificate is in your inbox the same day.

🛡️

Comprehensive

Our most popular option. Full cover for your vehicle, third parties and your no-claims history.

Accidental damage to your vehicle
Fire, theft and attempted theft
Third party injury and damage
Windscreen and glass cover
Protected No Claims Bonus available
🔥

Third Party, Fire & Theft

Lower premium with cover for third-party liability plus your own vehicle if it's stolen or catches fire.

Third party injury and damage
Fire damage to your vehicle
Theft and attempted theft
EU Green Card included
🚦

Third Party Only

The legal minimum required to drive in Portugal. Covers injury and damage you cause to others.

Third party injury liability
Third party property damage
Same-day digital certificate
EU Green Card included
Most Popular

Motor insurance designed
for expats in Portugal

Specialist expatriate motor insurance with Portugal's first ever Protected No Claims Bonus. Whether you drive a UK-registered or locally-registered vehicle, we offer comprehensive cover designed specifically for expats. Your insurance certificate is emailed on the same day — no waiting, no paperwork.

✓ Protected No Claims Bonus — a first in Portugal
✓ Full annual EU Green Card included
✓ Same-day digital insurance certificate
✓ UK and local registered vehicles accepted
✓ Comprehensive, third party fire & theft, or third party only
Get Motor Quote →
Motor insurance for expats in Portugal — Protected No Claims Bonus

Why Abbeygate for Motor

The motor insurer that
actually understands expats

We've spent nearly two decades specialising in expat motor cover in Portugal. Every detail of our policies — from the certificate format to the Green Card — is built for how expats actually drive.

01

Protected No Claims Bonus

We were the first broker in Portugal to introduce Protected NCB on motor insurance. Make a claim without losing the discount you've earned through careful driving.

02

EU Green Card as standard

Every Abbeygate motor policy includes a full annual EU Green Card at no extra cost. Drive freely across Europe with proof of insurance accepted at every border.

03

Same-day digital certificate

Get insured online in minutes. Your certificate of motor insurance lands in your inbox the same day — no paperwork, no office visits, no waiting.

★★★★★

"Brilliant service from start to finish. They understand exactly what expats need. The protected no claims bonus on motor insurance is a game-changer."

TM
Trevor Moon
Retired expat

Motor FAQs

Common questions about motor cover

Abbeygate was the first broker in Portugal to offer Protected No Claims Bonus. If you make a claim, your NCB stays intact instead of being reset — protecting the discount you've built up through careful driving and saving you money on renewals.
Yes. Every motor policy includes a full annual EU Green Card at no additional cost. It serves as proof of insurance when crossing borders within EU member states, so you can drive across Europe without arranging anything extra.
Absolutely. We specialise in insuring both Cyprus-registered and UK-registered vehicles, which is a common need for expats. The online quote flow handles both — just enter your registration and we'll do the rest.
Your motor insurance certificate is emailed the same day — typically within a few hours of completing the online application. Print it, save it to your phone, or both.
Comprehensive covers damage to your own vehicle as well as third parties — it's our most popular option. Third Party, Fire & Theft adds cover for theft and fire damage to your vehicle on top of third-party liability. Third Party Only is the legal minimum required in Portugal and only covers injury or damage you cause to others.

Real people, real help

Prefer to speak to
a real person?

Our team in Boliqueime, Loulé has been insuring expats in Portugal since 2006. No call centres, no scripts — just experienced people who can answer your questions and help you find the right cover.

Open Monday–Friday, 9am–5pm Cyprus time

📞 Call our office +351 289 369 254 💬 WhatsApp us +351 968 127522 Email anytime info@abbeygate.pt

Ready to get your motor cover?

Get an instant motor quote online — no paperwork, no calls, certificate in your inbox the same day.

Get Motor Quote → Talk to us →
AG
Abbeygate Agent
Online · Ready to help

Hello! 👋 Looking at motor cover? I can help you start a quote or answer any questions.

📞 Call us Get Motor Quote →