Price Pledge Guarantee · Earthquake cover as standard

Protect your
Mediterranean home

Buildings and contents cover for expats in Portugal, with earthquake protection as standard and our exclusive Price Pledge — if you find a comparable policy cheaper elsewhere, we'll match it.

Get Home Quote → 📞 Or call +351 289 369 254
Home insurance illustration — Mediterranean villa drawn in editorial line style
Lloyd's Coverholder
4.8★ Trustpilot
10,000+ policies issued
ASF regulated
Earthquake cover included

How it works

Protected in three
simple steps

1

Get your quote

Tell us a little about your home — takes about 2 minutes online. Or call us and we'll do it together.

2

Same-day cover

Once you're happy, your policy documents arrive in your inbox the same day. No paperwork, no waiting.

3

Live protected

Your Mediterranean home is covered, earthquake included. Our team in Boliqueime, Loulé is one phone call away.

Choose what to protect

Home insurance that
fits how expats live

Mix and match buildings, contents and combined cover. Every policy is built around the realities of owning property in Portugal — earthquake risk, second homes, long absences.

🏛️

Buildings

Cover for the structure of your home, permanent fixtures and outbuildings — exactly what you need as the property owner.

Walls, roof, floors and fixed structures
Outbuildings, garages and swimming pools
Fire, storm, flood and impact damage
Earthquake cover as standard
Property owner's liability
🛋️

Contents

Cover for everything inside your home — furniture, electronics, valuables and personal belongings.

Furniture, electronics and appliances
Clothing, jewellery and valuables
Theft, fire and accidental damage
Occupier's liability
Optional all-risks for items away from home
🏡

Buildings + Contents

Our most popular option. One policy, one renewal date, complete protection — with our Price Pledge guarantee.

Full buildings and contents cover
Earthquake protection included
Price Pledge — we'll match any comparable quote
Designed for non-resident owners
Personal liability included
Price Pledge

Home insurance designed
for expats in Portugal

Comprehensive buildings and contents cover for your Mediterranean home, backed by our exclusive Price Pledge guarantee. If you find a comparable policy cheaper elsewhere, we'll match it. Policies include earthquake cover as standard — essential protection for properties in Portugal.

✓ Price Pledge guarantee — we match any comparable quote
✓ Buildings and contents cover combined or separate
✓ Earthquake cover included as standard
✓ Expat-specific policy terms — designed for non-residents
✓ Personal liability and accidental damage options
Get Home Quote →
Home insurance in Portugal — Price Pledge guarantee for expats

Why Abbeygate for Home

Home cover written
around Cyprus realities

Earthquake risk, second homes that sit empty for months, expat ownership structures — our policies are designed for the property you actually own, not a generic UK template.

01

Price Pledge guarantee

Find a comparable home insurance policy cheaper elsewhere and we'll match it. It's our promise that you get Lloyd's-backed cover at a fair price — no need to shop around every renewal.

02

Earthquake cover as standard

Cyprus sits in a seismic zone — earthquake cover isn't a luxury, it's essential. Every Abbeygate home policy includes it from day one, not as a paid extra.

03

Built for non-resident owners

Holiday homes, long absences, periods of unoccupancy — our policies are designed around how expats actually live in Portugal, not generic full-time residency assumptions.

★★★★★

"The Price Pledge on home insurance really sets Abbeygate apart. Professional service and genuine care. Been with them for years now."

TL
Tracy Jane Leedham
Expat homeowner

Home FAQs

Common questions about home cover

If you find a comparable home insurance policy at a lower price from another provider, we will match or beat that price. It's our commitment to making sure you get the best value for Lloyd's-backed home insurance in Portugal, without the hassle of shopping around every renewal.
Buildings insurance covers the structure of your home — walls, roof, floors and permanent fixtures. Contents insurance covers your belongings inside — furniture, electronics, clothing and valuables. For most homeowners we recommend a combined buildings and contents policy for complete protection.
Yes — earthquake cover is included as standard on every Abbeygate home policy. Given Portugal's seismic activity, we consider it essential rather than optional, so you don't have to think about it or pay extra to add it on.
Yes. Our home policies are specifically designed for expat and non-resident owners whose properties may be unoccupied for extended periods. Tell us about your typical occupancy pattern when you quote and we'll structure the right cover.
Yes — outbuildings, swimming pools, garages and self-contained annexes can all be included under your buildings cover. Let us know about them during the quote process so we can value the rebuild cost correctly.

Real people, real help

Prefer to speak to
a real person?

Our team in Boliqueime, Loulé has been insuring expat homes in Portugal since 2006. No call centres, no scripts — just experienced people who can walk you through buildings, contents and earthquake cover.

Open Monday–Friday, 9am–5pm Cyprus time

📞 Call our office +351 289 369 254 💬 WhatsApp us +351 968 127522 Email anytime info@abbeygate.pt

Ready to protect your home?

Get an instant home quote online — Lloyd's-backed cover with earthquake protection included, and our Price Pledge guarantee.

Get Home Quote → Talk to us →
AG
Abbeygate Agent
Online · Ready to help

Hello! 👋 Looking at home cover? I can help with a quote or any questions about earthquake or contents protection.

📞 Call us Get Home Quote →