When the car
doesn’t start

Breakdown cover illustration for motoring in Portugal, Spain and France
Lloyd's Coverholder
4.8★ Trustpilot
10,000+ policies issued
ASF regulated
Same-day documentation

Why drivers choose this cover

Roadside cover
that just works

1

24/7 roadside repair

Roadside attendance and on-the-spot repair where possible — flat batteries, blown tyres, fuel issues, locked-out keys. The first call out is fully included.

2

Towing & replacement vehicle

If we can’t fix it at the roadside, we’ll tow to the nearest competent garage and (if the car’s off-road overnight) arrange a replacement vehicle so you’re not stranded.

3

Basic Legal Protection

Legal cover for motoring disputes — personal injury claims after an accident, prosecution defence, dispute with the seller after a vehicle purchase. The Portuguese legal system in English.

Breakdown & Legal Cover Details

Portugal exclusive

Breakdown cover for
three-country motoring

Lots of breakdown products cover Portugal only — fine if you never cross the border, frustrating if you take regular trips into Spain or France. Ours covers all three as standard, dispatched via the Abbeygate Assistance app with English-language operators on the other end.

Portugal + Spain + France as standard
Roadside repair, towing, hotel costs if stranded
Replacement vehicle if yours is off the road >24h
Caser / RNA dispatch via the assistance app
Basic Legal Protection cover included
Breakdown cover illustration

Why Abbeygate for Breakdown

Roadside cover in your
language, on your map

When your car dies on the A22 at midnight on the way back from Faro airport, the last thing you want is a Portuguese-only call centre. Our breakdown product is dispatched via the Abbeygate Assistance app, with English-language operators and a clear map of who’s coming to get you.

01

English-language operators

Caser and RNA, our dispatch partners, take the call in English. The operator routes the request to the nearest tow / repair partner and stays with you until help arrives.

02

One app, full visibility

The Abbeygate Assistance app shows the recovery vehicle’s ETA, the driver’s details, and stores your policy + vehicle info so you don’t have to type it in at the roadside.

03

Three-country cover, no upgrades

Portugal + Spain + France is the standard cover area — not a paid add-on. Driving across the border for the weekend doesn’t need a phone call to extend the policy.

Customer Testimonial

★★★★★

"Abbeygate handle our motor, home and breakdown cover from their Boliqueime office. Same team for every policy, English-language paperwork, and the breakdown app actually worked when our car died outside Loulé. Highly recommend."

DH
David Hartley
British expat, Boliqueime

Policy Documents

Read the policy before you buy

EU insurance rules require an IPID (Insurance Product Information Document) and the full Policy Wording for every product. The documents for Breakdown & Legal aren't published online yet — contact our Portugal office and we'll email you the IPID and Policy Wording the same day, before you commit.

Breakdown FAQs

Common questions about breakdown cover

Most motor policies include basic Portugal-only assistance. This product extends the cover area to Spain and France, adds the replacement vehicle, lifts the call-out limits, and bundles in Legal Protection — useful if you drive across the border regularly or rely on the car for work.
Caser and RNA dispatch partners, both of whom have nationwide networks across Portugal, Spain and France. The Abbeygate Assistance app handles the dispatch.
A standard B-class hire car as a base. We can upgrade to a larger vehicle if the family needs it. Cover kicks in once your car is off-road overnight.
Motoring legal expenses — pursuing or defending a claim after an accident, prosecution defence (parking, speeding etc.), and contract disputes related to vehicle purchase. EUR 50,000 cover limit, English-speaking lawyers.
Yes — breakdown is a stand-alone product, so you can add it at any time, whether the motor policy is with us or not. We need the registration and the main driver details to quote.

Real people, real help

Prefer to speak to
a real person?

Our team has been insuring expats in Portugal for years. No call centres, no scripts — just experienced people who can answer your questions and help you find the right cover.

Open Mon–Fri 09:00–17:00 (WET / WEST)

Ready to sort the roadside cover?

Get a breakdown & legal quote — or call our Boliqueime office and we’ll talk through the dispatch app, the cover area and the legal section.

Get Breakdown Cover → Talk to us →
AG
Abbeygate Agent
Online · Ready to help

Hello! 👋 Looking at motor cover? I can help you start a quote or answer any questions.