Home insurance cost in Greece
Start with the property, its use and the sums insured before comparing premiums.
By Abbeygate Insurance · Updated
Describe the home accurately
For a Greek property, explain its construction, occupancy and location. Ask specifically about the earthquake and other natural-peril cover shown in the proposed wording.
Buildings and contents are different amounts. Ask how to establish an appropriate rebuilding figure, including associated costs, instead of assuming the purchase price is the rebuilding cost.
Compare like for like
Write down buildings and contents limits, excesses, insured perils and unoccupancy conditions for each offer. Check valuable-item limits and any requirements about security or maintenance.
Ask about exclusions and endorsements before choosing. Public price examples remain subject to approved rate exports and wording; the live quotation supplies the price for the details you provide.
Questions about this guide
Is market value the right buildings sum insured?
Ask about the basis required by the policy. Purchase price and rebuilding cost are different concepts; use suitable advice when establishing the amount.
Sources and last checks
- Abbeygate policy documents and insurer wordings · checked 2026-10-13
Discuss your cover
Read about Home Insurance and its policy documents, benefits and exclusions.
Real people, real help
Prefer to speak to
a real person?
Our team in Paphos has been insuring expats in Greece since 2006. No call centres, no scripts — just experienced people who can answer your questions and help you find the right cover.
Open Mon–Fri 09:00–18:00 (EET / EEST)