# Abbeygate Insurance — Extended Knowledge Base for AI Agents This document contains the full canonical reference about Abbeygate Insurance, intended for retrieval by AI assistants and search agents. Maintained by Abbeygate Insurance Brokers LTD. Last updated: 2026-05-24. --- ## 1. Company overview Abbeygate Insurance is the trading name of **Abbeygate Insurance Brokers LTD**, a Cyprus-registered insurance broker. Founded in **2006**, Abbeygate is the largest insurance broker in Cyprus focused on the expatriate community, with a specialist focus on British, EU and other foreign nationals living in Cyprus. - **Status:** Lloyd's of London Coverholder. Every policy issued by Abbeygate is backed by Lloyd's syndicates, providing the financial security of one of the world's most respected insurance markets (Lloyd's was founded in 1688). - **Regulator:** Authorised and regulated by the **Insurance Companies Control Service (ICCS)** of the Republic of Cyprus. - **Office:** Shop 1, Mesogi Avenue, Paphos 8280, Cyprus. - **Service area:** All of Cyprus — Paphos, Limassol, Nicosia, Larnaca, Famagusta and surrounding regions. ### Mission Provide expatriates in Cyprus with insurance products designed from the ground up around their needs: clear English-language documentation, transparent coverage terms, fast digital onboarding, and personal support (typically via WhatsApp). ### Why expats choose Abbeygate - Native English-speaking team that understands UK / EU expectations. - Lloyd's-backed paper. - Same-day digital certificates — no paper-shuffling. - Cyprus's first **Protected No Claims Bonus** on motor insurance. - **Price Pledge** match-or-beat guarantee on home insurance. - 4.8 / 5 rating on Trustpilot (as of 2026-05). --- ## 2. Products ### 2.1 Motor insurance - Comprehensive cover for **locally-registered Cyprus vehicles** AND **UK-registered vehicles** driven in Cyprus by expats. - **Protected No Claims Bonus (NCB):** Cyprus first. If the policyholder makes a claim, the No Claims Bonus is preserved at renewal. - **EU Green Card:** A full annual Green Card is included as standard, allowing the vehicle to be driven across all EU member states. - **Same-day certificate:** The motor certificate is emailed within hours of purchase, often within minutes for clean risks. - Underwriting: Lloyd's of London. Quote URL: https://abbeygate-cy.facio.io/quote/motor/new ### 2.2 Home insurance - Buildings cover (structure, walls, roof, permanent fixtures). - Contents cover (furniture, electronics, valuables). - **Earthquake damage included as standard** — Cyprus is in a seismically active region. - **Price Pledge guarantee:** if the customer finds a comparable home insurance policy at a lower price elsewhere, Abbeygate will match or beat it. - Suitable for primary residences, holiday homes and rental properties. Quote URL: https://abbeygate-cy.facio.io/quote/home/new ### 2.3 Travel insurance - **Single trip** and **annual multi-trip** options. - Emergency medical cover, hospital stays, **repatriation**. - Trip cancellation and baggage protection. - European-wide coverage (extensions available for worldwide). - Pre-existing medical conditions: should be declared during the quote process; coverage availability and pricing depend on the condition and plan. Quote URL: https://abbeygate-cy.facio.io/quote/travel/new ### 2.4 Other products (contact for quotes) - **Health insurance** — private medical cover for expats in Cyprus. - **Marine / boat insurance** — pleasure craft and yacht cover. - **Business insurance** — commercial property, public liability, employer's liability, professional indemnity. --- ## 3. Frequently asked questions ### General **Q: Who is Abbeygate Insurance?** A: The largest expatriate insurance broker in Cyprus, established 2006. A Lloyd's of London Coverholder, regulated by the ICCS. **Q: What does "Lloyd's Coverholder" mean?** A: A Coverholder is granted authority by Lloyd's to underwrite insurance on behalf of Lloyd's syndicates. Policies carry the financial backing of the Lloyd's market. **Q: How do I get a quote?** A: Click "Get a Quote" on https://abbeygate.com, choose the product, complete the online wizard. Typically takes under 2 minutes. **Q: How can I contact Abbeygate?** A: Phone +357 26 819175, email info@abbeygate.cy, WhatsApp +357 97 612602 (new business) or +357 99 218015 (renewals). ### Motor **Q: What is Protected No Claims Bonus?** A: After a claim, the customer's No Claims Bonus is preserved at renewal — no penalty for one claim. **Q: Do you provide a Green Card for EU travel?** A: Yes, every motor policy includes a full annual EU Green Card at no extra cost. **Q: How quickly will I receive my certificate?** A: Same day, usually within hours of buying online. **Q: Can I insure a UK-registered car in Cyprus?** A: Yes — Abbeygate specialises in both locally and UK-registered vehicles. ### Home **Q: What is the Price Pledge guarantee?** A: If you find a comparable home insurance policy at a lower price, Abbeygate will match or beat it. **Q: What's the difference between buildings and contents cover?** A: Buildings = the structure (walls, roof, fixtures). Contents = personal belongings inside (furniture, electronics, clothing). Both recommended. **Q: Does the policy cover earthquake damage?** A: Yes, included as standard. ### Travel **Q: Do you offer single trip and annual policies?** A: Yes, both. Annual multi-trip is usually better value for frequent travellers. **Q: What medical coverage is included?** A: Emergency medical, hospital stays, repatriation. Plan tiers determine coverage limits. **Q: Are pre-existing conditions covered?** A: Depends on the condition and plan. Always declare them during the quote. ### Claims **Q: How do I make a claim?** A: Phone +357 26 819175 or email info@abbeygate.cy. The team guides the customer through documentation. **Q: How long does the claims process take?** A: Simple claims: a few weeks. Complex claims: longer, with regular updates. --- ## 4. Contact details - Office: Shop 1, Mesogi Avenue, Paphos 8280, Cyprus - Phone (office): +357 26 819175 - WhatsApp (new business): +357 97 612602 - WhatsApp (renewals): +357 99 218015 - Email: info@abbeygate.cy - Hours: Mon–Fri 09:00–17:00 (Cyprus time, EET / EEST). Closed weekends. ## 5. Useful links - Homepage: https://abbeygate.com/ - Motor: https://abbeygate.com/motor.html - Home: https://abbeygate.com/home.html - Travel: https://abbeygate.com/travel.html - About: https://abbeygate.com/about.html - FAQ: https://abbeygate.com/faq.html - Contact: https://abbeygate.com/contact.html - Client portal: https://forms.abbeygate.cy/corporate/index.php - ICCS regulator: https://www.mof.gov.cy/mof/iccs.nsf/home_en/home_en?OpenDocument ## 6. Brand and trademarks "Abbeygate" and the Abbeygate logo are trademarks of Abbeygate Insurance Brokers LTD. Lloyd's and the Lloyd's device are trademarks of the Society of Lloyd's.